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Credit Correction: Legally Correct a Bad Credit Report and Repair Your Score in 6 Weeks or Less |
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Fix Your Credit DVD - How to Fix Mistakes on Your Credit Report and How to Improve Your Credit Score (Credit Repair)
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Consumer Credit Fundamentals $100 Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. Consumer Credit Fundamentals is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. A complete, well-rounded and practical introduction to consumer credit. |
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The Management of Consumer Credit $105 Consumer credit is an integral part of many western societies. This book provides a comprehensive view of how credit-granting institutions operate and discusses the relationship between the strategic objectives set by senior management and the operational strategies employed by credit professionals working at the coal face of credit provision. |
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Consumer Credit in Europe $139 Looks at the issues related to consumer credit in Europe. Focusing on the supply and demand sides, this work takes into account the structure and performance of financial intermediaries, the socio-demographic and economic profile of households and their risk of over-indebtedness, and the regulatory framework, such as the Consumer Credit Directive. |
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Consumer Credit in the United States $85 The object and scope of this book is the development of marketed consumer credit within the United States from the mid decades of the nineteenth century up until the present day. |
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Consumer Credit $13.42 No Synopsis Available |
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The History of Consumer Credit $140 From the early forms of loans to farmers to present day credit cards, consumer credit has always been part of human life and economics. However, ever since the Bible, controversy has reigned as to its legitimacy. It is the history of this controversy that is presented here by the authors. |
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Consumer Credit, Debt and Bankruptcy $156 After a long period of prosperity and steady economic growth, the world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which an individual's debt burden has become overwhelming. For these authors the plight of individuals is a primary concern, but the wider issue is how credit is used and how it changes societies. The essays in this volume, addressing topics which are fundamental to our understanding of the current crisis, range widely across the whole sector of consumer finance, including mortgages, 'credit-binges', the regulation of consumer lending, insolvency, repayment plans, debt counselling and much more besides. The conclusions drawn from the book are equally wide-ranging, but above all the lesson learned from these essays is that the financialisation of contemporary life ensures that issues of the appropriate role of credit remain of critical importance in society. |
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Greater Access to Consumer Credit $96.59 The availability of consumer credit has expanded greatly during the past twenty years in OECD countries. While higher income groups long had access to credit, the proliferation of credit cards has gradually increased access to credit for a wide range of household income groups and in virtually all regions of the United States. This paper searches for empirical and econometric evidence on the impact of greater access to consumer credit on savings, investments, and consumptions across five income groups. While findings in this paper show that easier access to credit could have smoothed the consumption of the low income quintile group and facilitated the welfare of the upper middle to highincome groups in terms of consumption and investments, excessive expansion in revolving credit decreases the savings rate of almost all income groups, is expected to reduce longterm and sustainable growth, and subsequently lowers the overall living standards of most populations in the U.S. Author: Chang, Beryl Binding Type: Paperback Number of Pages: 100 Publication Date: 2008/10/01 Language: English Dimensions: 9.00 x 6.00 x 0.21 inches |
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Assessment of Consumer Credit $111.53 The Bank was awarded ISO 9002 accreditation for its personal and business banking services. This ISO 9002 designation is the first of its kind for a bank in Bangladesh. HSBC extended its operation to the consumer banking sector in Bangladesh once it realized the huge growth potential in this segment. HSBC is currently providing a large number of personal asset products to a growing consumer base in Bangladesh. Analysis of consumer credit products of HSBC shows that it is one of the important products of the bank. Growth in the consumer banking sector has resulted in the penetration of the risk pool of potential customers. Credit limit decisions have to be made in a standardized and systematic way in order to process the loans rapidly and effectively. Credit Analysts make subjective decisions based on old financial information, a different set of facts and feelings in each case, and an intuitive weighting system based on personal experience. This paper focuses on how the loans were carried, starting from the application through to the disbursement. It also shows the number and amount of the loan disbursement by year and how much is recovered over the years. Author: Saha, Anup Kumar Binding Type: Paperback Number of Pages: 72 Publication Date: 2011/04/01 Language: English Dimensions: 5.98 x 9.02 x 0.17 inches |
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The Impact of Public Policy on Consumer Credit $345.71 The Impact of Public Policy on Consumer Credit presents a collection of research papers and discussions commissioned to commemorate the silver anniversary of Georgetown Universitys Credit Research Center in 1999. Nine topics serve as focal points for the volume, with the general theme What do we know, what do we need to know? about the functioning of consumer credit markets at the beginning of the 21st century. Because the growth of household debt and the consequences of household debt burden have dominated discussion in both the media and policy arenas for decades, Credit Growth and the Burden of Debt is the theme for the first group of three papers. The papers address the cultural evolution of consumer credit in the U.S., the rise in consumer indebtedness and the alarming surge in personal bankruptcies. A second grouping of three papers takes a distinctly policyoriented tack and examines questions regarding consumer access to credit (mortgage markets and evidence of discrimination), consumer protection through mandatory disclosure of information (TruthinLending regulations), and the general state of financial literacy among the population of young consumers entering credit markets for the first time. The final three papers in this volume examine how technological innovations in risk management (through statistical risk scoring models), marketing (through use of personal information for targeted marketing) and finance (through securitization of consumer loans) have impacted the availability of credit products and sparked new public policy questions. Author: Durkin, Thomas A./ Staten, Michael E./ Saratchandran, P. Binding Type: Hardcover Number of Pages: 352 Publication Date: 2001/10/31 Language: English Dimensions: 9.21 x 6.14 x 0.81 inches |
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Inequality, Consumer Credit and the Saving Puzzle $40 Offering a much needed context for events like the sub-prime mortgage crisis, this book presents a vision of an economy evolved to greater dependence on consumer credit and analyses the tradeoffs and risks associated with it. It is suitable for academic economists in sympathy with heterodox and pluralist approaches. |
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The Law and Consumer Credit Information in the European Community $145 This book examines the legal framework and compliance in the EC of consumer credit reporting and credit information sharing arrangements. It also lookes at the issue of human rights, and the extent to which the right to privacy of consumers ahould be balanced against the aims of consumer credit reporting. |
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Consumer Credit Application $9.95 Socrates offers a full range of Personal Legal forms to help you do more and save. |
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Consumer Credit in the European Union $42 This book is in New - Excellent condition |
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Credit and Consumer Society $45.55 This book is in New - Excellent condition |
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The Economics of Consumer Credit $38 This book is in New - Excellent condition |





















































